> For the complete documentation index, see [llms.txt](https://docs.bankly.cc/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bankly.cc/readme.md).

# Bankly — Global USD Account

Hold and spend US dollars anywhere — a global USD account with a card, funded by crypto.

**Bankly is a global US dollar account with a card.** Hold dollars, spend them anywhere Visa is accepted, and move money across borders — all from one clean mobile app.

Your balance is dollars: stable, spendable, and yours. Top it up with crypto and you're holding USD — ready to use online, in store, or to send to anyone.

There are **no loans and no credit** — you spend the dollars you hold. No credit checks, no interest, no repayment schedules.

## What you get

* **A USD balance** — hold dollars in your account, not a volatile coin.
* **A card in seconds** — issue a virtual card instantly and spend your balance anywhere Visa works.
* **Global money movement** — send to other Bankly users and move funds across borders.
* **Top up with crypto** — fund your account with USDC and other supported assets; your balance lands as dollars.
* **Membership that pays you back** — every plan earns cashback and XP on what you spend.

## How it works

1. **Sign up** with your email and verify it.
2. **Choose a membership** that fits how you spend.
3. **Add funds** with crypto — your balance is held in US dollars.
4. **Issue your card** and start spending — earning cashback and XP as you go.

{% hint style="info" %}
Bankly is available in the **iOS app** and on the web at **bankly.cc**. New regions and features are rolling out continuously.
{% endhint %}

## Start here

* [Sign up](/getting-started/sign-up.md) — create your account.
* [Membership](/getting-started/membership.md) — compare plans and pick yours.
* [About Bankly Card](/card/about-bankly-card.md) — how the card works.

***

*Looking for terms, privacy, or card agreements? See* [*Legal*](/legal/legal.md)*.*


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation by asking a question.

Perform an HTTP GET request on the following URL with the `ask` and `goal` query parameters:

```
GET https://docs.bankly.cc/readme.md?ask=<question>&goal=<user_goal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is what the user is ultimately trying to achieve, the reason they need the answer. Sharing it helps GitBook give you a better, more relevant answer. A goal is most helpful when it describes the outcome the user wants rather than restating the question. For example, with `ask=how do I create an API token`, a goal like `automate deployments from our CI pipeline` lets GitBook tailor the answer to that use case.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.