> For the complete documentation index, see [llms.txt](https://docs.bankly.cc/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bankly.cc/card/how-to-issue-card.md). # How to Issue Card Issuing your Bankly card takes a few minutes. You pick a membership Club, verify your identity if your plan requires it, and your virtual Visa card is ready to spend right away. Your card is funded from your Bankly balance and works anywhere Visa is accepted, online and in store. {% hint style="info" %} Bankly is a global USD account with a card, not a credit card. You hold US dollars in your balance and spend them. There is no credit line, no interest, and nothing to pay back. {% endhint %} ## Before you start You will need a Bankly account. Sign up with your email and password, verify the email OTP, accept the Terms, and set a 6-digit PIN. One account works across the iOS app, the Telegram mini-app, and bankly.cc. ## Issue your card step by step 1. **Choose your membership plan.** Open the membership screen and pick the Club that fits you — from The Basic Club (Free) up to The Black Club. The plan you choose sets your card type, limits, FX fee, support level, and cashback rate. See [Membership](/getting-started/membership.md) for the full comparison. 2. **Complete identity verification, if required.** Every Club except The Private Club requires identity verification before a card is issued. Follow the in-app prompts to confirm your identity once, then continue. 3. **Pay the card fee, where applicable.** Some plans carry a fee. For example, The Private Club is $25 per card and requires no identity verification. Annual Clubs are billed at their yearly price. 4. **Get your virtual card instantly.** Once your plan is active and any required steps are done, your virtual Visa card is issued immediately and ready to use. You can view the card number and CVV securely, freeze or unfreeze it, and delete it at any time. 5. **Receive your physical card.** A physical card ships to your address in Q4 2026. Until then, your virtual card covers online and in-app payments everywhere Visa works. {% hint style="success" %} The Private Club issues a card with no identity verification: $25 per card, a $10,000 monthly account limit, $10,000 spending, and a 2.25% FX fee. {% endhint %} ## Funding and limits * Your card spends from your Bankly **Total balance**, which you top up with crypto such as USDC, USDT, BTC, ETH, SOL, or BNB. * Your wallet Total balance and any individual card balance are kept separate. * Account and spending limits depend on your plan. Higher Clubs unlock higher limits, lower FX fees, more cashback, and Concierge support. {% hint style="info" %} Card limits and FX fees are set by your membership plan. Upgrade your Club at any time to raise limits and earn more cashback. {% endhint %} ## Next steps * [How to Use Card](/card/how-to-use-card.md) — fund, freeze, and spend your card. * [Membership](/getting-started/membership.md) — compare every Club and choose the right plan. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.bankly.cc/card/how-to-issue-card.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.