> For the complete documentation index, see [llms.txt](https://docs.bankly.cc/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bankly.cc/getting-started/sign-up.md).

# Sign up

Getting started with Bankly takes just a few minutes. One account works everywhere, so whatever you sign up on, you can sign in to the rest with the same email and password.

{% hint style="info" %}
**One account, every client.** Sign up once and use the same email and password across the Bankly iOS app, the Telegram mini-app, and bankly.cc.
{% endhint %}

## 1. Choose how to sign up

Bankly is available on two clients. Pick whichever suits you:

* **iOS app** — download Bankly from the App Store on your iPhone.
* **Telegram mini-app** — open Bankly directly inside Telegram, no separate download needed.

You can start on one and pick up on the other later with the same login.

## 2. Register with email and password

1. Open the iOS app or the Telegram mini-app.
2. Tap **Sign up**.
3. Enter your email address.
4. Create a password.

## 3. Verify your email

We send a one-time code (OTP) to the email you registered with.

1. Check your inbox for the verification email from Bankly.
2. Enter the 6-digit code in the app.

{% hint style="warning" %}
**Code didn't arrive?** Wait a moment and check your spam or junk folder. If it's still not there, tap **Resend** to get a new code, and make sure your email address was entered correctly.
{% endhint %}

## 4. Accept the Terms

Review and accept the Bankly Terms to continue. This is a one-time step during sign-up.

## 5. Set your 6-digit PIN

Choose a 6-digit PIN to secure your account. You'll use it to confirm sensitive actions, so pick something you'll remember but others can't guess.

{% hint style="success" %}
That's it — your Bankly account is ready. You can now top up your balance and explore the app.
{% endhint %}

## What's next

Choose the membership that fits how you spend. Most tiers include identity verification and unlock higher limits, lower FX fees, and more cashback, while **The Private Club** lets you get a card with no identity verification.

See [Membership](/getting-started/membership.md) to compare clubs and pick your tier.


---

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